Step by Step

Deciding to Buy

Purchasing a property is most likely the biggest financial decision you will ever make. Whether this is your first purchase or you are an experienced buyer, this decision must be made carefully.

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WHY DO YOU WANT TO BUY?

Are you tired of paying rent? Have you decided to pay your own mortgage and not your landlord’s? Have you outgrown your current home? Are you looking for an investment portfolio? Are you looking for a rental property? Would you like a larger yard? Would you rather live in a different area? Do you want to shorten your commute? Having a clear sense of your reasons for buying will help you choose the right property.

HAS YOUR INCOME GROWN?

Property ownership is an excellent investment; whether you are looking for your dream home, a rental property, or to expand your investment portfolio. Owning real estate is one of the least risky ways to build equity or to obtain a greater return on your initial investment.

PREPARING TO BUY

A green file contains all your important financial documents. You will need it to secure financing for your property. The typical green file should contain:

  • Financial statements
  • Bank accounts
  • Investments
  • Credit cards
  • Auto loans
  • Recent pay stubs
  • Tax returns for two years
  • Copies of leases for investment properties
  • 401K statements, life insurance, stocks, bonds, and mutual account information.

Your credit score will have a huge impact on what type of property you can buy, and at what price. It is first recommended to check your credit rating with an experienced lending institution so that we can determine what you can afford. The lender will research your credit ratings from the three credit reporting agencies Equifax, Experian and Trans Union. We will be happy to recommend experienced, knowledgeable lenders in the residential, construction, and commercial and investment real estate fields.

Now is not a good time to make sudden career changes or large purchases. You want to approach your property purchase from a position of financial stability.

EXPERTise & knowledge

REAL ESTATE AGENT

Buying a property requires making many important financial decisions, understanding complex issues, and completing a lot of paperwork. It helps to have an expert in your corner when undertaking such a large purchase. We can guide you through this process, and also provide you with access to property listings before they hit the general market.

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choosing your real estate professional:

  • Look for a full-time agent – one who has experience completing transactions similar to yours.
  • Interview a few agents: Are they familiar with the area in which you are interested?
  • Ask how much time the agent will have for you and if they are available at night and on weekends.
  • Ask about their credentials and education: A good agent will continually strive to improve and gain knowledge of the latest real estate trends and hold the highest designation in their respective fields of expertise.
  • Does the agent return your calls promptly? Time is money when attempting to buy a property.
  • Ask for a list of properties they have sold or a list of references.
  • Choose an agent who listens attentively to your needs and concerns. Pick an agent, with whom you feel comfortable.

TIME TO GO SHOPPING

Get to know the neighborhoods, complexes, or subdivisions, which interest you. Drive around and get a feel for what it would be like to own a property in the area. Start getting a sense of the properties available in those areas.

Select a few properties that interest you the most and have your real estate agent make appointments to visit them. Ask your real estate agent about the potential long term resale value of the properties you are considering.

Once you have picked out the property you want to purchase, your real estate agent can help you make an offer that the seller will accept. A good agent will investigate the potential costs and expenses associated with the new property. An agent can also help you draft your offer in a way that gives you the advantage over another offer.

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MOVING IN

Closing Day.

If you have come this far, then this means that it is almost time for congratulations, but not yet. Do not forget to tie up these loose ends:

Final Inspection.

More of a formality than anything else, the final inspection takes place a day before, or the day of the closing. You will visit the property to verify that all is in working order, everything is the same as when you last viewed the property, that there are no extra items left behind, and that everything included in your purchase is still at the property.

WHAT OUR CLIENTS SAY

Cord is always looking at giving. With his time, resources, connections, or his influence in the community. As a successful & well respected agent in the Austin community, he utilizes his platform to simply MAKE A DIFFERENCE in every opportunity he comes across.

— Michael N.

WHAT OUR CLIENTS SAY

As we prepared to move from California to Austin, Cord came highly recommended. We soon learned why: he's deeply knowledgable, communicative, always available, and fun. Importantly, he was willing to show us dozens of homes all over Austin, never once losing his patience. Cord also connected us to all sorts of locals, some of whom are now close friends. Highly recommend!

— DJ H.

WHAT OUR CLIENTS SAY

Heather why dont you get over yourself and go troll someone who cares about you!. Cord is an excellent professional in many fields. He is hard working and dedicated to achieve excellence. Keep going Cord. Pepper

— Jeff P.

WHAT OUR CLIENTS SAY

Great guy that does a lot of good for the community and also sells a little bit of real estate in Austin.

— Matthew C.

WHAT OUR CLIENTS SAY

He's simply the best there is. He's great at his job, but also constantly giving back to the community.

— Giles Family

WHAT OUR CLIENTS SAY

Cord and his group are the best and blessed be the lucky few who have the chance to work with them! :)

— Jonathan H.

WHAT OUR CLIENTS SAY

Cord, at CSG is one of the most connected luxury realtors in Austin, TX. Ask him about any recommendation and this guy can pull it out of a hat! Great Company, Great Service!

— Sheira A.

WHAT OUR CLIENTS SAY

Cord is the real deal. No one knows Austin better. High or low he’s the guy you want to sell your house or help you find your dream home.

— Rebekah G.

WHAT OUR CLIENTS SAY

Cord Shiflet is one of the best human beings on the planet. And yes: he can sell a house worthy of a home.

— Michael S.

WHAT OUR CLIENTS SAY

**INSIDER INFORMATION - I worked directly for Cord and with Sean & Lou for over a year as Cord's personal assistant and I am a self declared (and fondly told by others) service snob.** Two words - Hire him. If you are looking at any other realtor in Austin, stop and give him a call because there is no finer combination of high touch personalized care combined with real estate knowledge. He is the type ...

— Jenna Claire B.

WHAT OUR CLIENTS SAY

Cord Shiflet is not only a fine realtor but a caring family man and pillar of the community. He may not ask anything of anyone but is always there to help others through charitable actions and always with a sense of humor that is engaging and honest.

— T M.

WHAT OUR CLIENTS SAY

In the illustrious world of real estate, Cord Shiflet emerges not just as a star, but as a luminous constellation. Hailing from the vibrant heart of Austin, Texas, Cord's name is synonymous with unparalleled excellence, innovation, and prestige in the real estate arena. On the national stage, Cord's brilliance has been acknowledged by revered publications. Forbes celebrated him among the nation's top re...

— Gabriel P.

WHAT OUR CLIENTS SAY

We had a very tricky transaction on both the sell and buy side. Things could have gone sideways very easily. His relationships, unflappable nature, and poise got us across the finish line on both ends. He's also fun and funny. Recommend highly. They only allow 5 stars but I'd give him a 10 out of 10. Only problem is my by wife won't stop comparing me to him. Why can't you be more like Cord...

— David H.

WHAT OUR CLIENTS SAY

Working with Cord Shiflet was an absolute pleasure. They made the home-buying process seamless and stress-free. Highly professional, responsive, and knowledgeable. I couldn't be happier with the results. Thank you, Cord, for helping me find my dream home!

— Blanca M.

WHAT OUR CLIENTS SAY

Cord helped us find our dream home in Austin when the real estate market was so crazy, we thought we’d never find anything. Cord is born and raised in Austin and knows seemingly everyone. He has all the best listings on the market plus many amazing private listings. He is wonderful to work with and went above and beyond to help us get settled in Austin, find great schools, doctors, restaurants- everythin...

— Emily Graham N.

WHAT OUR CLIENTS SAY

Cord is the best in Austin. His knowledge of the Austin market is deep and he works hard to take care of his customers. Cord was incredibly helpful AFTER we purchased a home as well - helping us find schools, get memberships to clubs that were good for the kids, find contractors etc. Half the friends we have made after moving to Austin were through Cord’s introductions. Can’t say enough about Cord and hi...

— Justin N.

WHAT OUR CLIENTS SAY

I've had the pleasure of knowing Cord since we were in high school and he had a successful business then washing super high end cars, it was impressive. Also, he would attend the symphony and ballet in a classy suit and seemed to know everyone (just to note again, we were just in high school!) He volunteered at Teen Help Line. Now as an adult, he has become a leader in our community and helping so many p...

— Joy S.

WHAT OUR CLIENTS SAY

I had the pleasure of building a home for Cord and his family. Custom home builders get to know their clients better than most people. We go through years of being in a relationship that has everything from fun exciting times to hard financial decisions. I choose my clients very carefully and I’m so pleased that the Shiflet’s chose me. I can tell you that Cord is a solid good hearted man. He will go ...

— Jonathan M.

WHAT OUR CLIENTS SAY

Sean is upbeat, positive, and knowledgeable. We were up against budget and timeline restraints and he met all of the parameters with flying colors. I found an awesome bungalow in a great neighborhood. One thing I will say about Sean is he is not just there to sell you a house. He becomes a friend. He is truly invested in you as a person and that type of sincerity is refreshing. He knows everything about ...

— Toni A.

WHAT OUR CLIENTS SAY

We were initially referred to Sean Mooney with glowing praise from a trusted friend, so we had high expectations. Well, Sean did not disappoint and even exceeded our expectations! He was able to both help us find tenants to rent our current home (in Lakeway) and guide us to purchase our dream home (in Westlake) and we couldn't be happier with how knowledgable, professional, and personable Sean is. And ma...

— Hal E.

WHAT OUR CLIENTS SAY

It is a tough decision to pick the right real estate professional for a big transaction to buy or sell a home. I am extremely satisfied that I opted to work with Sean and his team to sell my home. I am impressed by the services I got from Sean and his team. Sean helped me to make my home ready for the listing, while I was out of state. He is very professional and resolved all of my concerns before listin...

— Irshad A.

WHAT OUR CLIENTS SAY

Sean is an amazing agent. The thing I like about him most is that he is a true hustler. He will work his tail off for you to find and pursue deals, generate offers, and negotiate however you would like. He has represented us for both buying and selling and both experiences were amazing. He also has a broad network of people for other home needs. We remodeled the home we purchased and he was able to provi...

— Christian R.

WHAT OUR CLIENTS SAY

Sean helped me to purchase my first home after a bad experience with a previous REALTOR. As a local Austinite, Sean's knowledge of the city and the up-and-coming areas was extremely valuable in my desire to find a place with investment potential. Sean was extremely responsive to all my questions/concerns as a first-time home buyer and took the lead in communications with the property developer - he even ...

— Nia J.

WHAT OUR CLIENTS SAY

Hats off to you! We have never found a more genuine person than Cord Shiflet. The sale of our house was seamless and stress-free from the opening curtain, when Cord made the first visit to preview the property, to the entre-after with a caring support assistant, Joni; right to the finale, the closing. Sincere thanks to all at Moreland. Bravo, Cord.

— Austin

WHAT OUR CLIENTS SAY

Great experience! Sean was very attentive to our needs. Patient and walked us through the process as first-time home buyers. Your timeline is his timeline - he never made us feel rushed to make any decisions (the Austin housing market wasn't as kind). Highly recommend.

— Justin D.

WHAT OUR CLIENTS SAY

Could not have loved working with Cord more! He made the entire process so much fun- even with the market being so insanely competitive. I swear his unique insight and charming personality are what gave us the competitive edge we needed to “win” our dream home.

— Nicole T.

WHAT OUR CLIENTS SAY

Cord is super knowledgeable and responsive. He's also very in tune with customer's needs and the emotional dynamics of a real estate transaction. I give him my unconditional recommendation!

— Jason P.

WHAT OUR CLIENTS SAY

Cord is an excellent agent and we will definitely use him again in the future.

— Paul & Stephanie W.

Work With Us

Cord prizes trust. His clients trust him to value and protect their real estate investments. And how’s this for a bonus? He is fun to work with because he loves his work. Whether representing an A-list celebrity or Austin executive, Cord personifies Texas’ entrepreneurial spirit: Play hard. Have fun. Work harder.